Billing & Insurance
Will my insurance cover genetic counseling?
Many insurances cover genetic counseling services, including those provided by telehealth, but coverage varies by state and by insurance plan. Insurances may only cover genetic counseling visits for certain indications, may not cover telehealth genetic counseling, or may not cover genetic counseling services at all. Please check your individual insurance plan.
Prior authorization may be required. It is your responsibility to know and understand the benefits and coverage of your insurance plan. If you would like to contact your insurance to find out if they cover genetic counseling services, they may ask for a procedure (or CPT) code for the visit. The code GSF bills for genetic counseling visits is 96040.
As a courtesy, GSF will bill your insurance carrier on your behalf, but it is important to understand that you are ultimately responsible for the payment of your bill. You are responsible for any co-pays, co-insurance, deductibles, and all other procedures not covered by your insurance plan. If you are requesting that GSF bill your insurance, your insurance information will be collected when you schedule your appointment. You may also choose to pay for the genetic counseling visit and then submit the claim to your insurance company yourself for reimbursement.
Whether GSF is in-network or out-of-network may determine whether insurance will cover the visit. GSF is currently in network with the following insurances:
- Aetna
- Amerigroup of Washington
- Community Health Plan of Washington
- First Choice Health
- Kaiser Foundation Health Plan of Washington Options, Inc
- Molina Healthcare of Washington
- Premera Blue Cross
- Regence BlueShield
- Community Health Plan of Washington
We cannot guarantee coverage by your insurance. Any questions or complaints regarding coverage should be directed to your insurance carrier.
How much does an appointment cost if insurance does not cover it or if I choose to pay out-of-pocket?
A new patient genetic counseling visit is $250, and includes the initial consult as well as a summary note that will be provided to you and any medical providers you designate. Some situations are more complex, and thus may take more time (gathering records, coordinating testing, etc.).
If insurance is not being billed, payment for the visit is due at the time of scheduling. If you don't show up for your scheduled appointment or cancel your appointment with less than 24 hours notice before your appointment, a $60 cancellation fee will be billed. Cancellations prior to 24 hours from the appointment will be refunded in full.
Prompt Pay: A 20% discount will be applied if appointment fee is paid in full at time of in-person service, or paid online at time of telehealth booking.
Does GSF have a financial assistance program?
It is both the philosophy and practice of GSF that genetic services, including genetic counseling, should be available to those in need, regardless of their ability to pay. Financial assistance is available secondary to all other financial resources available, including but not limited to insurance, third party liability payors, government programs, and outside agency programs.
Eligibility for financial assistance shall be based on financial need at the time of the application, and is based on the Federal Poverty Guidelines. Households with incomes less than 400% of the Federal Poverty Level qualify for genetic counseling at zero cost. For 2024:
| Household size | If your household income is less than or equal to this, you qualify for a free genetic counseling visit |
| 1 | $60,240 |
| 2 | $81,760 |
| 3 | $103,280 |
| 4 | $124,800 |
| 5 | $146,320 |
| 6 | $167,840 |
| 7 | $189,360 |
| 8 | $210,880 |
| *For households with more than 8 persons, add $5,140 for each additional person | |
Supporting income documentation may be required with this application to be eligible for this program. Supporting documentation must be in the form of an IRS Form 1040. If an IRS Form 1040 is not available, submit a brief letter explaining your income source and why an IRS Form 1040 is not available. Additional documentation such as W-2 statements, copies of recent paychecks, and/or bank statements showing activity may be included as well.
Applications for financial assistance can be filled out on our website as you are scheduling your appointment. Click here to complete a financial assistance application online.
If you have more questions, or need to speak to a representative, please contact us at (844) 743-6384.